In fintech app development, users do not get a second first impression. One payment that fails, one balance that looks wrong, or one screen that feels unsafe, and the user is gone, usually without telling you why. Beepex had to clear that bar. Icoweb Agency designed and built this Nigerian fintech app from the ground up, and it is now live on Google Play.
Beepex brings everyday money into one secure place: a wallet, bill payments and gift cards, all in a single app. Android users can download it now, and the iOS version is in preparation for the App Store.
What the fintech app had to do
The brief was easy to say and hard to engineer. Let anyone handle their everyday money in seconds, and never once make them wonder whether it is safe. Every part of the product was measured against two demands at the same time: speed and trust.
That produced four core areas:
- A real wallet. Users fund their wallet in seconds and move money with confidence, with every transfer protected by a PIN.
- Bills in a few taps. Airtime and data on every network, plus cable TV and electricity, paid in seconds. Recurring bills can be saved so the next payment is almost instant.
- Gift cards, the easy way. Users can redeem and sell gift cards at strong rates, with a clean flow from upload to payout.
- Security you feel on every action. Sensitive actions need a PIN, every transaction writes an audit trail, and the app is hardened with runtime protection and secure storage for sensitive data.
How Icoweb built the Beepex app
Icoweb builds mobile apps, websites and custom software. For Beepex, the work covered the app, its backend and its security. You can read more about what we build.
A Flutter app with a clean structure
Beepex is a Flutter app built on a clean, feature-based architecture. The wallet, bills, gift cards, sign in and profile are cleanly separated. That keeps the codebase easy to reason about and ready to grow as the product does.
A Supabase backend and two payment providers
Behind the app sits a backend of more than eighteen Supabase edge functions. They handle wallet operations, bill processing, gift card redemption and notifications. Payments run on Paystack for the wallet and Flutterwave for bills.
Security from day one
Security was a requirement from the start, not a layer added at the end. The build includes PIN protected flows, audit trail logging on every transaction, runtime protection against tampering, and encrypted storage for anything sensitive.
Why this launch matters for a fintech app
Getting a fintech product into a public app store is not a formality. It means the security holds, the payments reconcile and the experience is good enough to put a name on. Beepex going live on Google Play shows that the work stands up in real hands, with real money.
This is the kind of product Icoweb Agency likes to build: software that real people rely on, shipped all the way to production and into the stores. You can see more of our shipped client work on the portfolio page.
Frequently asked questions
What is Beepex?
Beepex is a Nigerian fintech app that brings everyday money into one secure place. It includes a wallet, bill payments for airtime, data, cable TV and electricity, and gift cards. Icoweb Agency designed and built it from the ground up.
Is Beepex available on iPhone?
Beepex is live on Google Play for Android users now. The iOS version is in preparation for the App Store.
How is Beepex kept secure?
Sensitive actions require a PIN, and every transaction writes an audit trail. The app also uses runtime protection against tampering and encrypted storage for sensitive data.
Does a fintech app need security built in from the start?
In the Beepex project, security was a requirement from day one, not a layer added at the end. Building it in early shapes the payment flows and storage choices from the beginning.
If you have a fintech or mobile product you want to bring to life, start a project brief or get in touch with Icoweb Agency.
